Privacy Policy

Effective Date: October 22, 2026
Last Updated: October 22, 2026

1. Introduction

T-Bridge Finance LLC (“T-Bridge Finance,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, disclose, store, and protect information when you visit https://t-bridgefinancellc.com/, contact us, submit an enquiry, request a consultation, or otherwise interact with our website and online services.

T-Bridge Finance LLC provides insurance guidance and financial planning services designed to help individuals and families protect their income, prepare for retirement, plan for education expenses, preserve wealth, and support their long-term financial goals.

Because enquiries relating to insurance and financial planning may involve personal or sensitive information, we take the responsible handling of such information seriously.

By using our website, you acknowledge that you have had the opportunity to read this Privacy Policy. Where applicable law requires consent for a particular activity, we will obtain that consent as required.

2. Information We Collect

The information we collect depends on how you interact with our website and services.

2.1 Personal Information You Provide

When you contact us, request a consultation, or submit a form, we may collect information such as:

  • Full name.

  • Email address.

  • Telephone number.

  • Preferred contact method, including telephone, WhatsApp, or email.

  • The contents of your enquiry or message.

  • Information you voluntarily provide about your insurance needs, family circumstances, financial goals, retirement plans, or estate planning concerns.

If you proceed with our services, we or the relevant insurance providers, financial institutions, or professional partners may request additional information necessary to evaluate your needs, determine eligibility, process an application, or provide the requested service.

Such information may include financial, employment, beneficiary, health, insurance, or other information relevant to the particular service. We will handle such information in accordance with applicable law and the notices or authorizations applicable to that service.

Please do not submit Social Security numbers, account passwords, payment card details, detailed medical records, or other highly sensitive information through a general website contact form or ordinary email unless we have provided an appropriate and secure method for doing so.

2.2 Information Collected Automatically

When you visit our website, certain technical information may be collected automatically, depending on the website features and technologies in use. This may include:

  • Internet Protocol (IP) address.

  • Browser type and version.

  • Device type and operating system.

  • Pages visited and links clicked.

  • Date, time, and duration of visits.

  • Referring website or source.

  • General website usage and diagnostic information.

We may use cookies, pixels, analytics tools, or similar technologies to support website functionality, understand visitor activity, improve performance, and evaluate the effectiveness of our online content or marketing, where these technologies are implemented.

You can manage cookies through your browser settings. Some website features may not function as intended if certain cookies are disabled. Where required by law, we will obtain consent before using non-essential cookies or similar technologies.

2.3 Information from Other Sources

Where permitted by law, we may receive information from insurance providers, professional service providers, business partners, referral sources, or other third parties when it is necessary to respond to your enquiry or provide a requested service.

We will handle such information in accordance with applicable law and any relevant permissions, notices, or agreements.

3. How We Use Your Information

T-Bridge Finance LLC may use the information we collect for the following purposes:

  • Responding to enquiries: To answer questions, respond to contact forms, and arrange consultations.

  • Providing services: To understand your insurance, retirement, income protection, education funding, estate planning, or wealth preservation needs.

  • Personalizing guidance: To help assess relevant options and explain potential strategies based on the information you provide.

  • Communicating with you: To contact you about an enquiry, consultation, requested service, or relevant follow-up.

  • Working with service providers: To coordinate with appropriate insurance providers or professional partners when necessary to deliver a requested service.

  • Operating our website: To maintain functionality, troubleshoot technical issues, and improve the visitor experience.

  • Security and fraud prevention: To protect our website, users, business, and information against unauthorized access, misuse, or other security threats.

  • Legal and regulatory compliance: To meet applicable legal obligations, respond to lawful requests, maintain necessary records, and protect our legal rights.

  • Marketing and education: Where permitted by law and subject to applicable consent and opt-out requirements, to share educational resources, service updates, or information about relevant offerings.

We will not use your information for a materially different purpose in a manner that is inconsistent with applicable law without providing any notice or obtaining any consent required.

4. How We Share Your Information

We do not make your personal information publicly available simply because you visit our website or contact us. However, we may disclose information in the circumstances described below.

4.1 Service Providers

We may share information with service providers who assist with website hosting, website maintenance, communications, form processing, analytics, security, scheduling, or other operational functions.

Such providers should receive only the information reasonably necessary to perform their assigned services and must handle it in accordance with applicable contractual and legal requirements.

4.2 Insurance Providers and Professional Partners

If you request insurance guidance, an insurance application, or another financial planning-related service, we may share relevant information with insurance carriers, agencies, financial service providers, or other professional partners where necessary and appropriately authorized.

The information shared will depend on the service requested and the applicable consent, authorization, or legal basis.

Third-party organizations may have their own privacy policies and obligations governing the information they receive.

4.3 Legal and Regulatory Requirements

We may disclose information when we reasonably believe disclosure is necessary to comply with applicable laws, regulations, court orders, lawful government requests, or other legal obligations.

We may also disclose information where necessary to investigate suspected fraud, address security concerns, enforce our agreements, or protect the rights, safety, and property of T-Bridge Finance LLC or others, subject to applicable law.

4.4 Business Transfers

If T-Bridge Finance LLC undergoes a merger, restructuring, acquisition, sale of assets, or similar business transaction, personal information may be transferred as part of that transaction, subject to applicable legal requirements and appropriate safeguards.

4.5 No Unauthorized Disclosure

We do not disclose personal information to unrelated third parties for their independent purposes merely because you have contacted us. Any sale, sharing, targeted advertising use, or other disclosure of personal information will be handled in accordance with applicable law and any required notices, permissions, or opt-out rights.

5. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

  • Enable essential website functions.

  • Remember certain visitor preferences.

  • Understand how visitors interact with website pages.

  • Identify technical errors and improve website performance.

  • Measure marketing or advertising performance, where applicable.

Some cookies may be placed by third-party services integrated into our website.

You can restrict or delete cookies through your browser settings. Where required, we will provide appropriate consent mechanisms for non-essential cookies and tracking technologies.

Please note that browser-based cookie controls do not necessarily affect all tracking technologies, and some website functions may be limited if essential cookies are blocked.

6. Third-Party Websites and Services

Our website may contain links to third-party websites, insurance providers, financial service providers, social media platforms, scheduling tools, or other external services.

These third parties operate independently and may have their own privacy policies, security practices, and terms of use.

T-Bridge Finance LLC does not control the privacy practices of external websites. We encourage you to review the relevant privacy policy before submitting personal information to any third-party website or service.

A link to an external website does not, by itself, mean that T-Bridge Finance LLC endorses every product, service, statement, or privacy practice offered by that website.

7. How We Protect Your Information

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, loss, or misuse.

These safeguards may include appropriate access restrictions, security measures, and the use of service providers with relevant security controls.

However, no website, electronic transmission, email service, or storage system can be guaranteed to be completely secure. We therefore cannot guarantee absolute security.

You should avoid sending highly sensitive financial or personal information through unsecured communication channels.

If we become aware of a personal information breach, we will assess and respond to it in accordance with applicable legal and regulatory requirements, including any required notifications.

8. How Long We Retain Information

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including responding to enquiries, providing services, maintaining business records, resolving disputes, protecting our legal interests, and complying with applicable legal or regulatory obligations.

The retention period may vary depending on the nature of the information, the services requested, the existence of an ongoing client relationship, and applicable recordkeeping requirements.

When information is no longer required, we will take reasonable steps to delete it, securely dispose of it, or de-identify it, subject to applicable law and legitimate recordkeeping needs.

9. Your Privacy Rights and Choices

Depending on your place of residence and applicable law, you may have rights concerning your personal information.

These rights may include:

  • Requesting access to certain personal information we hold about you.

  • Requesting correction of inaccurate or incomplete information.

  • Requesting deletion of personal information, subject to applicable exceptions.

  • Requesting information about certain categories of information we collect, use, or disclose.

  • Withdrawing consent where processing relies on consent.

  • Opting out of certain marketing communications.

  • Opting out of certain sales, sharing, or targeted advertising activities, where applicable.

  • Requesting that we limit certain uses of sensitive personal information, where applicable.

  • Appealing a decision concerning a privacy rights request, where required by law.

These rights are not absolute and may be subject to legal exceptions, verification requirements, and other conditions.

To submit a privacy-related request, contact us using the details in the Contact Us section below. Please identify the nature of your request and provide sufficient information for us to verify your identity where necessary.

We will respond within the timeframes and according to the procedures required by applicable law.

We will not unlawfully discriminate against you for exercising a privacy right available to you.

10. Marketing Communications

We may contact you to respond to an enquiry, provide information you have requested, arrange a consultation, or follow up on services you have discussed with us.

Where permitted by law, we may also send educational materials, newsletters, or information about relevant services.

You may opt out of marketing emails by using the unsubscribe mechanism provided in the message or by contacting us directly.

Even if you opt out of marketing communications, we may still send necessary non-marketing messages relating to an active enquiry, an existing service relationship, security, or legal obligations.

Where required, we will obtain consent before sending marketing communications or using your information for marketing purposes.

11. Children’s Privacy

Our website and financial planning services are intended for adults and families seeking insurance and financial planning guidance. The website is not designed to collect personal information directly from children for independent use.

We do not knowingly collect personal information directly from children in circumstances where parental consent or another legal basis is required and has not been obtained.

Parents or legal guardians who believe a child has provided personal information to us may contact us to request a review and, where appropriate, deletion of that information.

Information about a child may sometimes be provided by a parent or legal guardian as part of a legitimate family insurance or financial planning enquiry. We will handle such information in accordance with applicable law and the circumstances of the service.

12. U.S. State Privacy Laws

T-Bridge Finance LLC is based in Maryland and serves individuals and families in the United States. Depending on the applicable law and whether the relevant legal thresholds are met, residents of Maryland and other states may have additional privacy rights.

These rights may include access, correction, deletion, data portability, or opting out of certain forms of personal information processing, such as targeted advertising, the sale of personal information, or certain profiling activities.

We will honor applicable rights and obligations as required by relevant federal and state privacy laws.

To exercise an applicable right, please contact us using the information provided below.

13. Sensitive Financial and Insurance Information

Information shared during insurance and financial planning discussions may be more sensitive than ordinary website contact information.

We seek to limit the collection and disclosure of such information to what is reasonably necessary for the relevant purpose and permitted by applicable law.

If you become a client or submit an insurance or financial product application, additional privacy notices, authorizations, agreements, or disclosures may apply. These may be provided by T-Bridge Finance LLC, the relevant insurance carrier, or another participating organization.

This website Privacy Policy does not replace any separate notice required for a particular insurance transaction, financial product, or regulated service.

14. Do Not Track and Similar Signals

Some web browsers offer a “Do Not Track” setting or similar privacy signals.

Because these signals may not have a uniform technical or legal interpretation across all services, our response may depend on the technology involved and applicable law.

Where applicable law requires us to recognize a browser-based opt-out preference signal, we will honor that signal as required.

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our website, services, data-handling practices, legal obligations, or other operational requirements.

When we make changes, we will update the “Last Updated” date at the beginning of this policy. Where required by law, we will provide additional notice or obtain consent before implementing relevant changes.

We encourage you to review this page periodically to remain informed about how we handle personal information.

16. Contact Us

If you have questions about this Privacy Policy, wish to exercise an applicable privacy right, or have concerns about how your personal information is handled, please contact us:

T-Bridge Finance LLC

Office Address:
16701 Melford Boulevard
Bowie, Maryland 20715
United States

Telephone: +1 (217) 572-3330

Email: info@t-bridgefinancellc.com

Website: https://t-bridgefinancellc.com/

Please include “Privacy Policy Request” in the subject line of your email to help us direct your enquiry appropriately.

This Privacy Policy describes the intended framework for handling personal information associated with the website and related services. It should be reviewed and finalized against T-Bridge Finance LLC’s actual data collection, tracking, sharing, retention, and security practices before publication.